Ally, Nyamayao Said
(2024)
Contribution of Women Development Fund in Generating Women Entrepreneurs in Tanzania.
Masters thesis, The Open University of Tanzania.
Abstract
The aim of this study was to assess contributions of women development fund in generating women entrepreneurs in Chalinze district, where a cross-sectional study design was adopted; both qualitative and quantitative approaches used. A sample size of 370 research subjects were involved. The study used simple random and purposive sampling techniques. Data collected using questionnaires and interviews. Also, data analyzed by using SPSS and content analysis. Theoretical outlooks drawn from the Financial Capital Theory and the Permanent Income Hypothesis (PIH) Theory. The findings shows that Products offered by WDF to Women Entrepreneurs’ Groups are; provision of loans; provision of entrepreneurial education (entrepreneurial skills); and formation of WDF women entrepreneurs’ groups. Furthermore, the findings revealed that achievements of WDF women entrepreneurs groups are; the reduction of dependence ratio among women, an assurance of daily food, women effectively involved in family matters; acquired assets; change of income level; access to healthcare; and access to education. Also, findings revealed that Women Attitudes towards WDF Products on Their Entrepreneurial Activities as follows; women acknowledged that due to WDF loan, their businesses have grown and have improved in a number of ways; namely; women have purchased land and constructed their houses and thus moved out of rental housing. Thus, findings revealed that WDF has positive contribution to increase number of women to engage in entrepreneurship activities. Hence government is recommended to increase fund and support to WDF so that to encourage other women to business.
Keywords; Credit, Women, Women Development Fund, Entrepreneur, Entrepreneurship.
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