Sustainability of Revolving Fund for Youth and Women in Bukoba Municipality, Kagera Region.

Issa, Murshid (2021) Sustainability of Revolving Fund for Youth and Women in Bukoba Municipality, Kagera Region. Masters thesis, The Open University of Tanzania.

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Abstract

The study aimed at assessing sustainability of revolving fund for youth and women groups in Bukoba Municipality. The specific objectives were; to identify contribution of loan criteria for getting revolving fund, to examine the benefit of a sustainable revolving fund, to identify the indicators of a sustainable revolving fund and to examine challenges facing sustainability of revolving fund in Bukoba Municipality. The study adopted a case study research design that was used to determine the level of government revolving fund and its sustainability for other borrowers. The target population was 757 respondents; where by 731 respondents were from youth and women groups, 3 Economists, 9 Community Development Officers and 14 WEOs from Bukoba Municipality. Probability sampling and purposive sampling techniques were used to select a sample size of 165 out of 757. Questionnaire, observation, FGD, documentary review and interview schedule were applied to collect data. The collected data were coded and analyzed using Statistical Package for Social computer software. The main findings of this study were weak loan criteria that affect the sustainability revolving fund namely; group registration, group constitution and group project, these criteria seem to be simple and easy to be manipulated. Benefit of the fund revealed were increase of income, employment and enhancement of children education. The indicator revealed were groups reached, collection performance, financial sustainability and level of poverty. The study recommended that; to enhance sustainability: loan collateral, monitoring and evaluation system to be in place, and provision of entrepreneurship and financial skills to groups in order to control or minimize default for the fund sustainability. Keywords: Fund, sustainability, Revolving Fund, Youth and Women Group.

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