The Contribution of Conditional Cash Transfer on Women’s Empowerment: A Case of TASAF in Mtwara-Mikindani Municipality.

Mwanache, Sylvia Cecil (2025) The Contribution of Conditional Cash Transfer on Women’s Empowerment: A Case of TASAF in Mtwara-Mikindani Municipality. Masters thesis, The Open University of Tanzania.

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Abstract

This study examined the contribution of TASAF conditional cash transfers on women's empowerment in Mtwara Mikindani Municipality. Specifically, the study aimed to determine the contribution of the conditional cash transfer program to women's social empowerment, examine the contribution of conditional cash transfer program on women's economic empowerment, and identify the challenges faced by women in accessing and obtaining the benefits of the TASAF conditional cash transfer program. The study applied empowerment theory to support the findings. The study used a case study design. The study applied simple random techniques to select a sample size of 98 beneficiaries. This research used a questionnaire with closed-ended questions to gather data. Data for the study were analyzed using descriptive analysis. The findings show that the CCT program helps beneficiaries in decision-making regarding the type of business to be done and expenditures in their household. Results further show that CCT programs have played a significant role in enabling individuals to start businesses and be the main financial providers in their households. Moreover, findings show that the funds received from CCT are sufficient to meet their financial needs. Therefore, the study concludes that the CCT program has empowered women both socially and economically. The study recommends training or workshops for women CCT program beneficiaries to increase their understanding of household expenditure decision-making, educating them on their rights, building confidence, and providing effective communication tools.

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