Perception of Beneficiaries and Non-Beneficiaries on Community Health Fund as a Sustainable Family Health Insurance in Chunya District

Temu, Aika Anderson (2019) Perception of Beneficiaries and Non-Beneficiaries on Community Health Fund as a Sustainable Family Health Insurance in Chunya District. Masters thesis, The Open University of Tanzania.

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Abstract

The study aimed to investigate perception of beneficiaries and non-beneficiaries on Community Health Fund (CHF) in Chunya District. The study sought to substantiate the premise that retarded and low adoption of CHF insurance in Chunya District is significantly contributed by perception on socio – economic and technical aspects, which are principle causes that affect access to affordable health care services. A non-experimental research design was employed in which stratified simple random and purposive sampling techniques along with Focus group discussions and key informant interview methodologies were used. Structured questionnaires comprising of closed and open-ended questions were administered in data collection to a sample of 67 respondents. In order to draw valid inference Statistical Package for Social Science (SPSS Version 22) computer software was used to analyze data. Key results revealed that 94.6% of the sampled population perceived CHF as an affordable and sustainable health insurance scheme. Out of whom 57% were male beneficiaries and 61.8% female none beneficiaries. The study concluded Health insurance offers protection against the detrimental effects of user fees and a promising avenue towards sustained health-care coverage. Therefore once technical and socio-economic aspects are adequately taken onboard CHF will continued to facilitate affordable health care services and intensify positive perception to both beneficiaries and non-beneficiaries. Key recommendations include the need to improving financing on CHF insurance in the rural community and research on among others impact of CHF on disadvantaged groups.

Item Type: Thesis (Masters)
Subjects: 300 Social Sciences > 360 Social services; association
Divisions: Faculty of Arts and Social Sciences > Department of Sociology and social work
Depositing User: Mr. Administrator OUT
Date Deposited: 08 Dec 2020 10:58
Last Modified: 08 Dec 2020 10:58
URI: http://repository.out.ac.tz/id/eprint/2563

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