The Competitiveness of Social Security Schemes in Tanzania Mainland

Ugula, Kitandu Paulo (2013) The Competitiveness of Social Security Schemes in Tanzania Mainland. Masters thesis, The Open University of Tanzania.

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Abstract

For the purpose of enhancing the government’s core objective of social protection, Tanzania prepared a Social Security Policy in the year 2003. Adhering to the Policy in the year 2008, the Government of Tanzania enacted the Social Security (Regulatory Authority) Act. Among others the Act provides that every employer in the formal sector shall be required to register his employees with any of the mandatory schemes, provided that it shall be the right of the employee to choose a mandatory scheme under which the employee shall be registered. This provision provides some flexibility to employees to choose the scheme suiting them thus creating a ground of competition among the schemes. This study has established that beside the availability of the Social Security Policy, the establishment of the Social Security Regulatory Authority and the existence of the social security laws, the Tanzanian social security schemes are competitive to each other though there are factors which are attached to each social security scheme to be distinguished to the other. The study has established that factors like the legal framework governing the social security schemes, their operations, the ways these social security schemes promote and protect the interests of their members and their sensitisation activities play major roles in their competitiveness.

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