The Role of Financial Institutions in Poverty Alleviation in Tanzania: A Case of CRDB Bank Plc

Muganyizi, Method (2011) The Role of Financial Institutions in Poverty Alleviation in Tanzania: A Case of CRDB Bank Plc. Masters thesis, The Open University of Tanzania.

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Abstract

This research was aimed at assessing the role of financial institutions in poverty alleviation in Tanzania through Financial Institutions. The study focused on CRDB BANK PLC as a cases study and involved clients and members of staff of CRDB Bank as respondents of the study. The methodology used to conduct this study included the use of various data collection tools such as questionnaires and interviews. The study used primary data collection methods such as; observation, interviews and questionnaires. The study also used secondary data collection methods such as documentation to collect data. The researcher concludes that CRDB Bank helps to alleviate poverty by offering banking services, providing business training, providing loans and other credit facilities and providing business advice and supervision. Financial services offered by CRDB include loans, holding deposits and money transfer services. In order to fulfil their role in alleviating poverty, the researcher recommends that financial institutions such as CRDB Bank should start offering credit management training to SMEs, and the government should support financial institutions because in doing so they will be in a better position to assist more people to alleviate poverty.

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