Ottoman, Onesmo
(2018)
The role of
Business Performance on MSMEs credit Access; Evidence from FINCA at Tanga
City.
Masters thesis, The Open University of Tanzania.
Abstract
The study aimed at assessing the role of Business Performance on MSMEs credit
Access; Evidence from FINCA. Without finance small and medium enterprises
cannot acquire or absorb new technology nor can they expand to compete in global
market (World Bank, 2014). Lack of access to finance can seriously undermine the
micro, small and medium enterprises growth. The reason is that provision of
financial services is an important means for mobilizing resources for more
productive use. Performance of MSMEs depends a lot on FINCA institutions
support; therefore governments have introduced policies that enable MSMEs to
access business credit from the institution. Micro, Small and medium enterprise in
Tanzania are involved in various economic activities including services such as pubs
and groceries, photocopying and printing shops, repair shops for electrical and
electronic products, hair cutting salons, and dressing and catering services There are
also businesses of metal work such as metal fabrication of doors and windows grills
and gates, metals machinery, casting repair of spare parts, and production of
consumer products. Therefore the researcher will assess the Role of Business
Performance on MSMEs credit Access; Evidence from FINCAand then study
findings and analysis of data will be collected in the field. The results of the findings
will be presented in texts, tables and figures in order to realize the objectives of the
study. The research will be conducted at Tanga City. Therefore our research will be
based on the The role of Business Performance on MSMEs credit Access; Evidence
from FINCA towards MSMEs credit access, so it base on both quantitative and
qualitative research designs which explains the data in descriptive manner to show
the credit access of MSMEs towards business performance.
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