The Assessment of the Suitability of Microfinance Institutions on Poverty Alleviation among Rural Communities in Tanzania. The Case of Kyela District, Mbeya Region

Mponda, Fauzi Omari (2015) The Assessment of the Suitability of Microfinance Institutions on Poverty Alleviation among Rural Communities in Tanzania. The Case of Kyela District, Mbeya Region. Masters thesis, The Open University Of Tanzania.

Preview

PDF Download (477kB) | Preview

Abstract

The general objective of the study was to assess the suitability of Microfinance institutions on poverty alleviation among rural communities in Tanzania.The study has employed both quantitative and qualitative research approaches in order to answer the research questions. The use of both approaches has put the study in a good position to confirm, cross validate or corroborate findings within a single study. A sample of one hundred and thirty (130) participants was used in this study by using the sample size table. Questionnaires were designed for beneficiaries and non-beneficiaries of microfinance institutions, face to face interviews and the focus group were the instrument used to collect data. The data was analysed with tables, percentages by using Microsoft Excel. The findings from the study were, large percentages of male were aware of the presence of the provision of microfinance services. Also the study has shown that large percentages of female in rural areas were aware of the presence of the provision of microfinance services. The study also shows that male respondents have education level from primary to degree level while female have education level from primary to secondary level and only few female have ordinary diploma. The study also shows that large percentage of male in the sample got microfinance services and small percentage of female in the sample size of one hundred and thirty (130) participants got microfinance services. The study also shows that Microfinance Institutions used different approaches in the provision of microfinance services. In this study the CRDB Bank, TPB Bank, NMB and PRIDE have shown different approaches used in provision of microfinance services in rural areas, but the best approaches were those used bythe CRDB Bank.

Actions (login required)

View Item