Reducing Economic Hardship for Youth and Women through Village Community Banks (VICOBA): A Case of Segerea Ward

Massawe, Violeth Kilian (2014) Reducing Economic Hardship for Youth and Women through Village Community Banks (VICOBA): A Case of Segerea Ward. Masters thesis, The Open University of Tanzania.

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Abstract

The overall objective of the study was to investigate the problems faced by the Segerea Ward community and identify the critical problems to come up with the specific solutions. To facilitate this objective a descriptive survey through qualitative and quantitative research methods was applied on a randomly selected sample of 100 community members. The secondary data were supplemented by questionnaires, observations and focused group discussions as primary data. Qualitative data were processed manually while quantitative data were processed using SPSS. The implementation of the identified project using project implementation plan, logical framework matrix and project budget resulted to the formation of 2 VICOBA groups and capacity building through training on entrepreneurship and business skills to 50 group’s members. Involvement of the beneficiaries in the whole process of the project created a sense of ownership, accountability, transparency and awareness. The training and established VICOBA groups and income generating activities by the groups’ members with consultations and approvals from various authorities ensure financial and political support and sustainability. Conclusively, the researcher strongly believes that the project has contributed immensely in eradicating the other problems faced by the community. It is recommended that; more time is indispensable to initiate and sustain a project of this nature in collaboration with other stakeholders. Moreover, for project sustainability, the community and other stakeholders including the Government and related authorities need to take charge of the project’s outcomes and provide the required support.

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