Milonge, Tabu
(2014)
Empowering People through Community Banks (VICOBA); A Case of Simanjiro VICOBA Group Poultry Project in Sombetini Ward Arusha-Tanzania.
Masters thesis, The Open University of Tanzania.
Abstract
The study was conducted in Arusha city in Sombetini Ward in focus of accessing how people are empowered through VICOBA with the aim of analyzing the procedures followed to fight the spread of poverty while extend the assistance to vulnerable group, also to determine factors in creating employment to vulnerable groups in the community and to determine the implication of the microfinance activities toward small community saving and credit group. Various research methods employed in this study such as cross-sectional research design while sampling procedure used purposive sampling, also in data collection methods, where observation, interview, questionnaire and focus group discussion were used. Furthermore collected data concerning community needs and other findings were analyzed through SPSS technique. The report describes on how village Community Banks address the economic empowerment initiatives to peri-urban and rural communities through provision of saving and credit services. Also the report describes the establishment of poultry keeping project implemented by Simanjiro VICOBA group members in Sombetini Ward. Therefore, it is recommended that, in order to move in the right direction of saving, credits and improving the livelihood of the poor and low earners, there should be the strong support from government, the Community Based Organisations themselves and other stakeholders. Also Microfinance Institutions should support these small credit schemes such as VICOBA so as to provide soft loans with simple interests in the aim of poverty reduction within the communities to improve their house hold income.
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