Factors Affecting Private Sectors’ Member Contributions to National Social Security Fund.

Mahali, Winfrida (2025) Factors Affecting Private Sectors’ Member Contributions to National Social Security Fund. Masters thesis, The Open University of Tanzania.

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Abstract

The study determined factors affecting private sectors members’ contributions in social security organizations in Tanzania. The study was guided with three specific objectives; to identify factors that prevent private sectors members to regularly contribute to the National Social Security Fund; to evaluate awareness of members in the private sectors on the importance of regularly contributing to National Social Security Fund; and to assess the impact of inadequate members contributions to National Social Security Fund. The study was guided by Compliance Theory and adopted the mixed method design using a sample of 75 respondents obtained through random and purposive sampling techniques. Information to address the study gap were obtained using questionnaires and interviews Data from questionnaires were computed in SPSS software that relevant statistics were generated to present the results; and those from interviews were analysed using content analyses which were narratively presented complemented by themes as quotations. Findings revealed that membership contribution by the private entities is affected with various factors including corrupt practices by some social security practitioners, awareness issues, no-compliance deliberate action and others. Despite that, the perception of private sector entities towards members contribution in the social security services is negative with the situation still keep on persisting. Furthermore, the situation pertaining to non-compliance towards membership contributions among private sector entities has negative effects to the beneficiaries. The implication of the results is that membership contribution by the employers is very important for efficiency purposes and the beneficiaries well-being. This signifies any defects of that kind should be dealt upon with the aim of being eradicated. Keywords: Social Security, Private Sector, Private Sector Members, Social Security Contributions.

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