The Contribution ofGovernment Empowerment Loans to Women Livelihoods in Tanzania: A Case Study of Rungwe District Council.

Nyamhanga, Daniel Filbert (2023) The Contribution ofGovernment Empowerment Loans to Women Livelihoods in Tanzania: A Case Study of Rungwe District Council. Masters thesis, The Open University of Tanzania.

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Abstract

The study aimed to assess the contribution of government empowerment loansto women livelihoods in Tanzania, specifically in Rungwe district.The researcher adopted survey research design and sampled 120women who were benefited from empowerment loans and 10government officers who were responsible for providing and processing the empowerment loans were interviewed by the researcher. Findings revealed that government empowerment loans in Rungwe District Council, Tanzania, have the potential to significantly improve women's livelihoods, particularly among women's groups engaged in entrepreneurship, income diversification, and empowerment activities. However, there is a need for more effective awareness campaigns, as some of respondents were unaware of the program. Challenges such as complex application procedures and limited education among beneficiaries hinder access. In conclusion, streamlining loan processes, enhancing communication strategies, and providing financial education are recommended to maximize the program's impact. Further research is encouraged to refine strategies and promote more equitable and sustainable socio-economic development in the district.

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