The Effectiveness of Women Development Fund in Women Economic Empowerment: A Case Study of Simanjiro District, Manyara Region, Tanzania.

Welwel, Zakayo Massay (2022) The Effectiveness of Women Development Fund in Women Economic Empowerment: A Case Study of Simanjiro District, Manyara Region, Tanzania. Masters thesis, The Open University of Tanzania.

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Abstract

This study assessed the effectiveness of Women Development Fund (WDF) on household’s welfare in Simanjiro District. The general objective of this study is to assess the effectiveness of Women Development Fund loan given to women’s group on household’s welfare. The specific objectives of the study are; - to investigate the contribution of loans given to women through Women Development Fund on household’s income, to evaluate societies’ perceptions towards loans given to women through Women Development Fund and to investigate the societies’ opinions/suggestions with regard to loans given to women through Women Development Fund. Self-administered questionnaire were employed to collect data from randomly sampled 70 respondents among WDF beneficiaries. Field data were analyzed using Statistical Package for Social Science (SPSS) software to determine the degree of change in income, ownership of assets and nutritional status of respondents. The major results from the findings includes: WDF contributes significantly on household’s income, ownership of assets and nutrition. Findings also revealed that WDF loans increased number of meals per day as well as improved components of meals taken such as addition of fruits, spices and vegetables among respondents. Findings also revealed that the societies build hope and faith towards WDF loans and once they asked about it they defend positively. However, the study recommends four improvement factors namely: regular entrepreneurship training, provision of sufficient loans as per group’s business plan, provision of another loan soon after completion of previous loan and extend loan repayment duration from one year to at least 2 years. Keywords: Women Development Fund, Economic Empowerment and Poverty

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