The Role of Bank Loan on Performance of Small and Medium Enterprises : A Case Study of Letshego Bank Tanzania Limited-Temeke Branch

Mwingira, Faraja (2017) The Role of Bank Loan on Performance of Small and Medium Enterprises : A Case Study of Letshego Bank Tanzania Limited-Temeke Branch. Masters thesis, The Open University of Tanzania.

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Abstract

The contribution of SMEs in economic growth and development has been increasing recently .Many intervention and initiatives has been done to boost the SMEs sector, access of fund from external source has been cited as the major block for SMEs development .The fundamental object of this study is to examine the role of bank loan on performance of SMEs, stratified randomly sampling was used to gather sample size from the study population, structured questionnaire and structured interview were used to collect data from the respondent, data were analyzed and presented statistically using SPSS16.0,the findings of this study reveal that significant number of SMEs benefit from bank loan ,despite of the challenge they are facing in securing loans, majority of SMEs confirm that acquiring of bank loan lead to significant increase in SMEs profit and sales. It is recommended that banks should review their conditions for lending the SMEs to increase the SMEs borrowing; this will boost the role of SMEs in economic growth.

Item Type: Thesis (Masters)
Subjects: 300 Social Sciences > 330 Economics
Divisions: Faculty of Business Management > Department of Leadership and Governance
Depositing User: Mr Habibu Kazimzuri
Date Deposited: 12 Oct 2018 05:47
Last Modified: 12 Oct 2018 05:47
URI: http://repository.out.ac.tz/id/eprint/2237

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