The Impact of Integrated Savings and Credit Groups on Socio Economic Development to People with Leprosy Related Disabilities in Tanzania

Mwasuka, Grace (2016) The Impact of Integrated Savings and Credit Groups on Socio Economic Development to People with Leprosy Related Disabilities in Tanzania. Masters thesis, The Open University of Tanzania.

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Abstract

This study investigated the impact of integrated savings and credit groups on socio-economic development to people with leprosy related disabilities in Chazi- Morogoro, Nandanga-Lindi and Hombolo- Dodoma urban and Nyabange- Mara. The study had three specific research objectives which were: first, to examine the effect of integrated savings and credit groups in reducing stigma. Second, to examine the extent to which people with leprosy related disabilities establish and run income generating activities. Third, to investigate whether people with leprosy related disabilities have access to micro credit and entrepreneurship skills trainings. Descriptive research design was used, and both quantitative and qualitative methods were employed in data collection and analysis. The study sampled 96 respondents, majority were women aged 60-64 years, this is due to the fact that improvement of public health services in recent years has promoted early identification of leprosy cases and treatment hence prevents leprosy related disabilities. The study showed that people with leprosy related disabilities were more assertive after joining in the integrated saving and credits groups.100% of the respondents had access to micro credit, entrepreneurship and business management skills like other group members. They have been able to establish sustainable economic activities thus increased regular income and reduced vulnerability; boost self-esteem, respect in the family and community. However, it was noted that, loans provided by the CBR committees were not sufficient. The study recommends that, government and NGOs to develop and implement microfinance programmes that address the needs of persons with leprosy related disabilities. Guide them to identify income generating activities that enhance the quality of life in a subsistence environment.

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