Establishment of Community Based ,Managed Saving and Credit Group for promoting Small Entrepreneurs at Kabegi in Ifulifu ward at Musoma District Council.

Mtui, Joyce Hubert (2015) Establishment of Community Based ,Managed Saving and Credit Group for promoting Small Entrepreneurs at Kabegi in Ifulifu ward at Musoma District Council. Masters thesis, The Open University Of Tanzania.

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Abstract

Tumaini VICCOBA group has been established after conducted CNA at Kabegi village, through focus group discussion, questionnaire, interviewing and documentary review. Finding revealed that SMEs are trapped into Income and Non Income poverty which prohibit them in running business enterprises smoothly. CAN exercise come up with different intervention to increase their capacity to survive, upgrade technologies, expand their market, production and product quality. Establishment of Community Bank seem to be appropriate intervention in alleviating capital problem, skills gap and production increase. Different books, Publication and policies reviwed to find a lot of information concerning to the problems of ecountered by SEs, intervention conducted by the goverment and other stakeholers in order to overcome the problems.During the project implimentation different activities were done by Tumaini VICCOBA Group with colaboration GROWTH Project, Musoma DC , MCED student and SIDO such as capacity techinical advice as a result for Tumaini VICCOBA Group operate organization effectively. Capacity building trainings enable SEs to to manage business risks, identifying opportunities and utilized also approach their venture with confidence and enthusiasm. Acquisition of knowledge, and the development of motivation and attitude. Improving saving culture and saving ,consumption and production level and access of loan at low cost.

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