The Influence of Organizational Resources on the Performance of Village Community Banks in Iringa Municipality.

Luvingo, Cotrida F. (2023) The Influence of Organizational Resources on the Performance of Village Community Banks in Iringa Municipality. Masters thesis, The Open University of Tanzania.

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Abstract

This study assessed the influence of organizational resources on the performance of village community banks in Iringa Municipality. Specifically, the study examined the influence of three resource categories namely; financial resources, physical resources and human resources on the performance of village community banks in Iringa Municipality. The study followed a positivist research philosophy which is good for finding patterns and relationships between social factors. The study employed a quantitative research approach with an explanatory cross-sectional design. The target population for the study was 121 members subscribed to the four selected village community banks in Iringa Municipality, from whom sample of 93 respondents was drawn using simple random sampling method. Data were collected using a structured questionnaire and analyzed using descriptive statistics namely frequencies and percentages and inferential statistics, particularly multiple linear regression. The regression analysis revealed that there is a significant positive relationship between Financial Resources and the performance of VICOBA, between Human Resources and the performance of VICOBA and between Physical resources and the performance of VICOBA. The report recommends expanding financial resources in the form of cash, bank cash deposits and investments, as well as providing members with training, expertise and knowledge and nurturing a sense of commitment. The establishment of physical offices and other infrastructure by village community banks is necessary for enhancing daily operations. Key words: Organizational Resources, Financial resources, Human Resources and Performance of VICOBA.

Item Type: Thesis (Masters)
Subjects: 600 Technology > 658 Gerneral management
Divisions: Faculty of Business Management > Department of Accounting and Finance
Depositing User: Mr Habibu Kazimzuri
Date Deposited: 17 Oct 2024 07:30
Last Modified: 17 Oct 2024 07:30
URI: http://repository.out.ac.tz/id/eprint/4247

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