Challenges Facing Informal Sector Members in Joining and Contributing to Social Security Funds in Tanzania: A Case Study of Masasi District.

Said, Said Khamis (2022) Challenges Facing Informal Sector Members in Joining and Contributing to Social Security Funds in Tanzania: A Case Study of Masasi District. Masters thesis, The Open University of Tanzania.

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Abstract

The main aim of the study was to examine the challenges faced by informal sector members in the National Social Security fund in enrolment. Specifically, the study examined the perception of informal sector members in joining and contributing to the National Social Security Fund, to determine the factors influencing informal sector members to join in the National Social Security Fund, to identify the challenges facing informal sector members in joining to the National Social Security funds. This study used descriptive research design, the sample size comprised 96 informal sector members in which data was collected by using questionnaire and interview guide. The data were analyzed by using Microsoft excel computer software, in which descriptive analysis which allows the use of frequency and percentage were used. The findings revealed that informal sector members still challenged with a personal feeling and tradition believes which regarded as an obstacle to them to be enrolled in the NSSF. Also, the findings revealed that most of the informal sector members lacks knowledge and information on the NSSF services and benefits. Furthermore, the study established that the informal sector members are influenced by the future benefits and services offered by National social security funds. However, informal sectors employees still challenged by traditional values, norms, lack of proper and adequate information. Finally, the study recommends that NSSF should expand their operations to local areas like Masasi and its interiors so as to attract informal sector members such as farmers, potters and others to be enrolled. Also, the National Social Security Fund should improve procedures and regulations so that can attract informal sector members to be enrolled. Keywords: Informal Sector Employees, National Social Security Funds, Social Security Schemes, Beneficiaries.

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