Contribution of Savings and Credit Cooperatives to Women Development and Poverty Eradication in Tanga City Council: The Case of Tangamano, Muwasita and Seroni SACCOs

Gasper, Gloria (2013) Contribution of Savings and Credit Cooperatives to Women Development and Poverty Eradication in Tanga City Council: The Case of Tangamano, Muwasita and Seroni SACCOs. Masters thesis, The Open University of Tanzania.

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Abstract

The aim of this research was to find out the contribution of SACCOs to women development and poverty eradication in Tanga City Council, a case of Tangamano, Muwasita and Seroni SACCOs. The researcher concentrated in finding facts about presence and involvement of women in SACCOs activities for their development and poverty eradication as well. Data for the research was collected by unstructured interview, questionnaire and observation. Data collected was analyzed qualitatively by making use of content analysis and were presented by using percentages and figures. Results of the study show that SACCOs have notable contribution to women in Tanga City Council. Through loans offered by SACCOs women in SACCOs are in good position to bring about their development and ultimately eradicate poverty. Women who are board members are involved in decision making thus creating opportunity for women to grow in terms of leadership. The researcher recommended that the Government, Cooperative support institutions as well as SACCOs should direct more efforts in providing cooperative and entrepreneurship education to members for them to effectively use loans obtained from SACCOs. SACCOs members have to consider the possibility of spending large percent of loans to income generating activities.

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