Semgomba, Gerald A.
(2013)
Credit Risk Management in Financial Institution a case study of NMB Public Limited (NMB PLC).
Masters thesis, The Open University of Tanzania.
Abstract
The main aim of the study was to asses Credit Risk Management in Financial Institution a case study of NMB Public Limited (NMB PLC). Both qualitative and quantitative data were collected using structured questionnaire, focus group discussion and on site observations.
The study revealed that majority of NMB workers (90.4 %) acknowledged to have risk management unit and (79.2%) to have policies and procedure to monitor and control credit risk Moreover 5.2% of the respondents reported that, have credit section staff.
Absence of entrepreneur skill to SMEs this can major constraints to reduced risk credit.
Based on the findings of the present study, formulation of credit information bureau will assist on stakeholders to deals with multiple loan problem.
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